About the author
![Andreas Glanzmann](https://en.staufen-inova.ch/wp-content/uploads/Andreas_Glanzmann-300x300.jpg)
Dr. Andreas Glanzmann
• Legal Studies at the University of St. Gallen HSG
• Postgraduate studies in European law
• Legal consultant at an insurance company
• 1991 Joined Balmer-Etienne AG and partner at Balmer-Etienne AG since 1996